Helping Financial Institutions Optimise Their Own Payments and Banking.

 

Even the most sophisticated financial services firms often lack visibility into how their internal payments and banking arrangements compare to peers. With in-house platforms, custom integrations, and legacy contracts, inefficiencies go unnoticed — and unchallenged.

 

Bankhawk helps banks, fin-techs, asset managers, and lenders uncover hidden costs, benchmark their vendor terms, and strengthen treasury performance. Our independent, AI-powered insights deliver fast results — without disrupting your existing infrastructure.

We assess your card scheme fees, gateway costs, FX margins, treasury setup, and internal cost recovery models.
We compare your performance and pricing to peers and best-in-class operators — providing a credible view of where you are strong and where you are overpaying.
We deliver strategic recommendations to improve cost-efficiency, upgrade performance, and align operations with commercial goals.

Who We Work With

 

Bankhawk supports:

  • Retail and commercial banks
  • Digital banks and fintechs
  • Asset and wealth managers
  • Specialist lenders and credit platforms
  • Insurers with in-house treasury or claims payment platforms
  • Payments companies and processors

What we provide for you.

BANKING OPTIMISATION

 

Interest margin and FX spread reviews

Internal treasury cost allocation analysis

Cash pooling and funding structure review

Banking provider benchmarking

Treasury system and policy evaluation

Intercompany and liquidity management support

Fee recovery model validation

CARD PAYMENT OPTIMISATION

 

Scheme and acquirer fee benchmarking

Gateway, fraud, and orchestration cost analysis

Tokenisation and PCI compliance review

UX and approval rate optimisation (D2C flows)

APM strategy for digital products

Chargeback and refund process tuning

 

ENTERPRISE SERVICES

 

Cost of collections and back-office efficiency

RFP support for PSPs, banks, fraud tools

Custom projects for finance, treasury, or operations teams