Retailers are Leaking Margin.
Hidden fees, poor approval rates, weak vendor terms, and FX friction all add up. In retail, small inefficiencies scale fast — and most merchants don’t see where the money goes.
Bankhawk combines deep retail expertise with AI-powered analytics to uncover and fix the drivers of lost margin across banking and payments. We deliver clear, data-backed recommendations quickly, often with minimal effort from your team — and our clients typically unlock millions in hidden value.
How We Help Retailers
We use advanced data models, market benchmarks, and domain expertise to deliver results fast — often in weeks, not months.
What we provide for you.
BANKING OPTIMISATION
Interest Margin Analysis
Hidden Fees & Charges
FX Margin Visibility
Working Capital & Cash Strategy
Bank Relationship & Contract Benchmarking
Treasury Systems & Policy Evaluation
CARD PAYMENT OPTIMISATION
Card Scheme & AMEX Fee Reduction
Gateway & Orchestration Cost Review
AI-Based Approval Rate & 3DS Performance Analysis
UX & Conversion Optimisation
Fraud Strategy & Tokenisation
APM Strategy (BNPL, Wallets, etc.)
FX Settlement, DCC & Co-Branded Card Evaluation
POS & Terminal Strategy
ENTERPRISE SERVICES
Cost of Collections Improvement
RFP Management & Vendor Selection
Tailored Projects for Finance & Payments Teams