Latest Monthly Bank of England Report : No Joy for UK Bank’s Business Customers
Latest Monthly Bank of England Report : No Joy for UK Bank’s Business Customers August 2025 The latest Bank of England Statistical Release on effective interest rates covers the period up to 31st June 2025. Despite predictions, the Bank of England rate has reduced more slowly than expected. The next meeting of the Monetary Policy Committee is on Thursday 7th August 2025 at which it is anticipated the rate will be reduced from 4.25% to 4.00%. This will have a small impact on the UK bank’s business customers, more so for borrowers whose rates move more in …
Bank of England Report : Real Trends are Lost in the Detail
Latest Monthly Bank of England Report : Real Trends are Lost in the Detail – Bankhawk July 2025 The latest Bank of England Statistical Release on effective interest rates covers the period up to 31st May 2025. It highlights that banks in the UK are generating very high interest margins. For UK businesses that are faced with multiple challenges this hurts their profit margins. …
BoE 2025 Report: Banks Maintain Interest Rate Spreads
Latest BoE Report : Banks Maintain Interest Rate Spreads 8th May 2025 The latest Bank of England Statistical Release on effective interest rates covers the period up to 31st March 2025. It shows a continuation of the pattern for this year that small movements in short term market interest rates are feeding through to the banks customers. This data confirms that the real cost of banking has increased over the past two years by virtue of the banks not pro-actively passing on the benefits of their higher interest rate margins. …
European Banks Post Record Trading Profits in 2025
European Banks Deliver Record Trading Profits Amid Market Volatility: A Boon or a Concern? May 2025 Brian Weakliam The record-breaking trading revenues reported by Europe’s largest investment banks in Q1 2025 mark a significant milestone, as market volatility provided fertile ground for traders to capitalize on swings across sectors. UBS, BNP Paribas, Société Générale, Barclays, and Deutsche Bank collectively achieved over €13 billion in trading revenues, the highest since at least 2015. …
Latest BoE Report : Bank Interest Margins Stay Elevated
Latest BoE Report : Bank Interest Margins Stay Elevated Monday 7th April 2025 The latest Bank of England Statistical Release on effective interest rates shows that small movements in short term market interest rates are feeding through to the banks customers. This data continues the narrative that businesses pay too much for their banking services, largely because the banks do not pro-actively pass on the benefits of their higher interest rate margins. …
Latest BoE Report : Corporates Losing Interest Margins
Latest BoE Report : Corporates Losing Interest Margins March 2025: The latest Bank of England data highlights continuing recent trends and should have captured the new corrected reporting by Lloyds Bank. The effective interest rates on corporate banking arrangements remain misaligned with the higher base rates in early 2025. UK based Corporates are losing tens of millions in lost interest margins to banks. Legacy banking arrangements are a drag on the profitability and bottom line of many UK organisations. …
UK Inflation Surge: What It Means for Interest Rates and Borrowing Costs
UK Inflation Surge: What It Means for Interest Rates and Borrowing Costs The UK’s inflation rate unexpectedly rose to 3.0% in January 2025, up from 2.5% in December 2024, marking the highest level since March last year. This surprise increase has reshaped expectations for the Bank of England’s monetary policy, making it less likely that interest rates will be cut in the near future. …
Latest BoE Report : Legacy Banking Arrangements Costing UK Businesses
Latest BoE Report : Legacy Banking Arrangements Costing UK Businesses February 2025: The latest Bank of England data highlights continued concerns for UK businesses: The effective interest rates on corporate banking arrangements remain misaligned with the higher base rates in 2024. This persistent disparity underlines that businesses can improve profitability by updating legacy banking arrangements. With interest rates likely to remain higher for longer this is an issue that must be addressed by Finance and Treasury teams to avoid lost interest margins. …
Checkout Challenges: How Interest Rates Are Ringing Up Trouble for Retailers
Checkout Challenges: How Interest Rates Are Ringing Up Trouble for Retailers As interest rates continue to climb, the U.S. retail sector faces new financial pressures that are reshaping everything from consumer spending to corporate debt management. With rising borrowing costs, tighter credit conditions, and shifting consumer behavior, retailers must adapt quickly to thrive in this evolving environment. But amidst these challenges lie opportunities for agile businesses ready to pivot. …
Higher Education in a High-Rate Era: Challenges and Opportunities
Higher Education in a High-Rate Era: Challenges and Opportunities As interest rates climb, the U.S. higher education sector faces financial headwinds that could reshape its operations and funding strategies. With institutions relying heavily on long-term borrowing for campus expansions and operational funding, rising rates bring both challenges and opportunities for colleges and universities. …
