UK Businesses Missing Out on Bank Interest Rate Opportunities
Recent Bank of England data highlights a growing concern for UK businesses: the effective interest rates on corporate banking arrangements remain misaligned with the higher base rates. …
FDIC – US Bank Profits Rise Steadily in 2024
FDIC – Federal Deposit Insurance Corporation Quarterly Banking Profile: Second Quarter 2024 ‘Extracts’ and Bankhawk Commentary …
Interest Rate Drama is Distracting Companies and Costing Them Money and Control
Over the past few days there has been much media over-reaction to the failure of the US Federal Reserve to reduce interest rates, much from vested interests. This creates confusion and can cloud judgements. …
What’s happening to interest rates and could they actually go higher?
There has been a dramatic shift in the past few days in the expectation of where interest rates are headed. This has taken many of us by surprise. …
FDIC: US Banks Net Operating Revenue Hits $1 Trillion for 2023
US corporations are contributing to record bank profits as the industry’s net operating revenue broke the $1 trillion barrier in 2023. …
Official Data shows that Businesses are Handing Billions Extra to their Banks
The daily updates in the media about the path of interest rates for next year are unhelpful. …
Bank of England: Very Low Yields on Bank Funds
UK interest rates have stabilised and this is reflected in the returns by UK banks to the Bank of England. However, the statistics published by the Bank of England are not very clear. According to the data the effective rate for outstanding ‘sight deposits’ of non-financial corporations is 2.56%. …
ECB: Euro Corporations getting poor yields from their banks
The results of the EuroFinance Corporate Treasurers 2023 Survey makes interesting reading. Treasurers were asked what effective rate should a company earn on bank funds? …
US: Sleepy Money Drives Record Bank Profits in Q3
The rise in interest rates is driving bank profitability in a way not seen since before the Global Financial Crisis. Lower provisions have added further to the record figures. …
