Insurance groups have modernised underwriting models, capital frameworks and regulatory reporting. Yet many continue to operate inefficient legacy banking infrastructures built through years of acquisition layering and regulatory constraint. …

  Navigating Rising Interest Rates: Challenges and Opportunities for the Insurance Sector   The insurance industry, a cornerstone of financial stability, is facing a rapidly shifting landscape as global interest rates climb. In the US, the Federal Reserve’s sustained monetary tightening has pushed borrowing costs to multi-decade highs. Meanwhile, in the UK, long-term borrowing costs have surged in January albeit they retreated somewhat mid-month. These dynamics present both opportunities for investment returns and challenges in managing liabilities and customer expectations.   …